What is a coverage group? and other common questions...
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Zywave defines a coverage group as the plan offering. This is an identifier, like High Deductible or Gold plan, that makes it easy for you to identify employees by plan assignment in the quote. The premium for each plan in a quote is based on the members assigned to a specific coverage group.
For example, an employer has 3 medical plan offerings employees can choose from. Half the employees are currently enrolled in Offering A, a quarter in Offering B, and the remaining in Offering C. Your census should define which of these each member is enrolled in: Offering A, Offering B or Offering C.
Coverage groups can be named in any way that will make it easy for the end user to identify the group of employees by assignment. This could be the current plan name or a plan attribute, like HMO or Gold plan. If all employees are enrolled in the same plan you would name the coverage group Medical, Dental, or Vision. If an employee has waived coverage, their coverage group is defined as Waived.